/* ELH investment planning: warm editorial layout, shared site contacts. */
.ti-page{background:var(--paper);font-size:1rem;line-height:1.85}
.ti-width{width:min(1180px,100%);margin-inline:auto;padding-inline:32px}
.ti-page h2{font:400 clamp(1.75rem,2.7vw,2.4rem)/1.4 var(--serif);letter-spacing:-.02em;margin:0 0 24px}
.ti-page .eyebrow{font-size:.8125rem;letter-spacing:.14em;color:var(--copper);margin:0 0 18px}
.ti-hero{position:relative;isolation:isolate;background:#242d31;color:#fff;overflow:hidden}
.ti-hero>img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 46%;z-index:-2}
.ti-hero:after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,#19272df2,#19272dc4 47%,#19272b21)}
.ti-hero-inner{max-width:1180px;padding:36px 32px 70px;min-height:540px;margin:auto;position:relative}
.ti-back{font-size:.875rem;text-decoration:underline;text-underline-offset:5px;color:#ebe7df;display:inline-block;margin-bottom:34px}
.ti-hero .eyebrow{color:#dfc79f}.ti-hero h1{font:400 clamp(2.3rem,4vw,3.6rem)/1.22 var(--serif);letter-spacing:-.02em;color:#fff;margin:0 0 25px}.ti-hero h1 span{color:#e9dcc2}
.ti-lead{max-width:580px;font-size:1.125rem;line-height:1.85;margin:0 0 29px;color:#f6f1e9}
.ti-hero .actions{gap:25px;align-items:center}.ti-hero .button{font-size:1rem}.ti-hero-link{color:#fff;text-decoration:underline;text-underline-offset:6px;font-size:1rem}
.ti-caption{position:absolute;bottom:16px;right:32px;font-size:.75rem;color:#f1eee7}
.ti-intro{display:grid;grid-template-columns:1fr 1.15fr;gap:65px;padding-block:64px;border-bottom:1px solid var(--line);scroll-margin-top:120px}
.ti-intro p:not(.eyebrow){margin:0 0 18px;color:var(--muted)}.ti-intro .ti-scope{font-size:.875rem;border-left:2px solid #baa584;padding-left:20px}
.ti-layout{display:grid;grid-template-columns:265px minmax(0,1fr);gap:70px;padding-top:60px;padding-bottom:65px}
.ti-sidebar{align-self:start;position:sticky;top:125px}.ti-sidebar nav>p{font-size:.875rem;color:var(--muted);margin:0 0 14px}
.ti-sidebar nav>a{display:flex;gap:15px;padding:11px 0;border-bottom:1px solid var(--line);font-size:.9375rem;text-decoration:none;line-height:1.6;color:var(--ink)}.ti-sidebar nav>a>span{color:var(--copper);font-size:.8125rem;padding-top:2px}
.ti-sidebar nav>a:hover{color:var(--copper)}.ti-side-contact{padding:24px 0 0}.ti-side-contact strong{font:400 1.6rem/1.2 var(--serif)}.ti-side-contact p{font-size:.875rem;color:var(--muted);margin:12px 0}.ti-side-contact a,.ti-link{font-size:.9375rem;color:var(--ink);text-decoration:underline;text-decoration-color:var(--copper);text-underline-offset:6px}
.ti-topic{padding:0 0 44px;margin:0 0 44px;border-bottom:1px solid var(--line);scroll-margin-top:130px}.ti-topic:last-child{margin:0;padding-bottom:0;border:0}
.ti-topic-heading{display:flex;gap:24px;align-items:start}.ti-number{font:400 2.3rem/1.2 var(--serif);color:#94784e;padding-top:4px}.ti-category{font-size:.875rem;color:var(--copper);margin:0 0 11px;letter-spacing:.02em}.ti-topic h2{font-size:clamp(1.6rem,2.1vw,2rem);margin-bottom:18px}
.ti-topic>p{margin:0 0 22px;color:var(--muted)}.ti-topic ul{padding-left:22px;margin:0 0 26px}.ti-topic li{padding-left:4px;margin-bottom:12px}.ti-topic li::marker{color:var(--copper)}
.ti-next{background:#253034;color:#fff}.ti-next-inner{display:grid;grid-template-columns:1.3fr .7fr;gap:70px;padding-block:55px;align-items:center}.ti-next h2{color:#fff}.ti-next .eyebrow{color:#dfc79f}.ti-next p:not(.eyebrow){color:#d8dcd9;margin:0}.ti-next-actions{display:flex;flex-direction:column;align-items:flex-start;gap:19px}.ti-next-actions .button{font-size:1rem;white-space:normal}.ti-next-actions>span{font-size:.875rem;color:#d8dcd9}
.ti-sources{padding-block:29px 42px;font-size:.8125rem;color:var(--muted)}.ti-sources p{margin:0 0 14px}.ti-sources>div{display:flex;flex-wrap:wrap;gap:12px 25px}.ti-sources a{font-size:.875rem;text-decoration:underline;text-underline-offset:4px}
.ti-page a:focus-visible{outline:2px solid #b09261;outline-offset:5px}
@media(max-width:1000px){.ti-layout{grid-template-columns:225px minmax(0,1fr);gap:40px}.ti-intro,.ti-next-inner{gap:40px}}
@media(max-width:760px){.ti-width{padding-inline:24px}.ti-hero-inner{padding:26px 24px 65px;min-height:510px}.ti-hero:after{background:linear-gradient(90deg,#19272de8,#19272bb0)}.ti-back{margin-bottom:30px}.ti-lead{font-size:1rem}.ti-hero .actions{align-items:flex-start;flex-direction:column;gap:21px}.ti-caption{right:24px}.ti-intro{grid-template-columns:1fr;gap:12px;padding-block:44px}.ti-layout{grid-template-columns:1fr;gap:40px;padding-top:32px;padding-bottom:45px}.ti-sidebar{position:static}.ti-sidebar nav{display:grid;grid-template-columns:1fr 1fr;gap:0 22px}.ti-sidebar nav>p{grid-column:1/-1}.ti-sidebar nav>a{font-size:.875rem;gap:10px}.ti-side-contact{display:none}.ti-topic-heading{gap:19px}.ti-number{font-size:1.9rem}.ti-topic{padding-bottom:32px;margin-bottom:32px}.ti-next-inner{grid-template-columns:1fr;gap:30px;padding-block:42px}.ti-sources{padding-block:25px 35px}}